British business owners searching for affordable card machines UK providers can now access NPI’s trusted payment solutions. We’re bringing transparent pricing, competitive transaction rates, and genuine seven-day support to small businesses across England, Scotland, and Wales—making professional payment processing accessible without breaking the bank.
A Fresh Approach to Payment Processing
We’re bringing something different to the UK market. For years, we’ve been helping Irish businesses grow through smart payment solutions that don’t trap merchants in confusing contracts. Now we’re extending that same commitment to British SMEs who deserve better from their payment providers.
The truth is, running a small business in the UK is challenging enough without wrestling with expensive card machines, hidden fees, or customer service that disappears when you need it most. That’s exactly why we’ve crossed the Irish Sea with our range of affordable card machines UK businesses can rely on.
What Makes NPI Different?
Think of us as the payment partner who actually wants to see your business thrive. We started in Dublin with a simple belief: merchants shouldn’t need a finance degree to understand their payment processing costs. No smoke and mirrors, no surprise charges buried in the small print, just transparent pricing and technology that works.
Our approach centers on three core principles. First, we believe in competitive rates that help you keep more of what you earn. When we say personal debit cards process at 0.35%, we mean it. Second, we offer genuine local support. Our UK team is available seven days a week because payment issues don’t respect banking hours. Third, we provide next-day settlement so your money reaches your account quickly, helping with cash flow when you need it most.
The Right Terminal for Every Business
Whether you’re running a bustling café, a boutique retail shop, or a mobile service business, we’ve matched our technology to how you actually work. Our affordable card machines UK range includes options for every business type and budget.
The PAX A920 Pro has become our flagship terminal for restaurants, cafés, and hotels. Picture a sleek device with a 5-inch HD screen that handles everything from tableside ordering to integrated receipts. The built-in 4G means it works anywhere in your venue, and the thermal printer eliminates the hassle of receipt rolls that jam at the worst possible moment. Merchants tell us they love how the battery lasts through their busiest services without needing a charge.
For businesses on the move, the PAX A50 delivers surprising power in a compact package. Taxi drivers, market traders, and mobile hairdressers appreciate how this pocket-sized terminal accepts every payment method customers want to use. The all-day battery and 4G connectivity mean you’re never tied to a fixed location or scrambling for signal.
If you’re looking for a countertop solution that just works, the PAX A35 offers reliability without complexity. It’s our wired pin pad option for grocery stores, pharmacies, and convenience shops where speed and stability matter more than bells and whistles. The contactless reader is fast, the interface is intuitive, and it integrates seamlessly with your existing systems.
The Castle S1 Mini 2 deserves special mention for hospitality businesses, food trucks, and market stalls. It’s genuinely small enough to slip into an apron pocket, yet robust enough to handle the demands of a busy service. The Bluetooth and WiFi connectivity give you flexibility in how you set up your payment flow. Starting at just £12.50 per month, it’s one of the most affordable card machines UK hospitality businesses can find.
For businesses ready to modernize their entire customer experience, the SUNMI Kiosk K2 transforms how people order and pay. Restaurants and takeaways using self-service kiosks report shorter queues, higher average order values, and staff who can focus on food quality rather than taking orders. The 21.5-inch touchscreen makes ordering intuitive for customers, while the integrated printer and card reader keep everything streamlined.
Beyond the Hardware
The terminal is just the beginning. We’ve built an ecosystem of tools that help you run your business better, all designed to work seamlessly with our affordable card machines UK solutions.
Our customer loyalty program turns your card machine into a retention engine. When customers pay, they automatically earn rewards based on criteria you set. No apps for them to download, no cards for them to remember, just seamless recognition that brings them back. According to research from Harvard Business Review, increasing customer retention rates by just 5% can increase profits by 25% to 95%. Coffee shops using our loyalty feature see return visit rates increase by as much as 40%.
Gift cards open up new revenue streams, particularly valuable during holiday seasons and special occasions. Your customers can purchase branded gift cards directly at checkout, and you benefit from immediate cash flow before the products or services are even delivered. The management portal lets you track activations, redemptions, and balances in real time across multiple locations.
For businesses taking orders over the phone or online, our virtual terminal accepts payments securely from any internet-enabled device. Hair salons use it to take deposits for appointments, retailers for phone orders, and hospitality businesses for reservations. It’s PCI-compliant security without the need for physical hardware.
The online payment gateway integrates with your website, turning your digital presence into a sales channel that works around the clock. We support all major e-commerce platforms, with integration libraries for popular technologies and hosted payment pages that handle the security complexity for you.
The Support That Actually Supports
Here’s something you might not expect from a provider of affordable card machines UK wide: we actually answer the phone. Our technical support runs seven days a week, with extended hours that cover evenings and bank holidays when other providers have gone home.
When a terminal needs replacing, we dispatch it within 24 hours through our Terminal Care program at just £4.99 per month per terminal. For EPOS systems, we offer three tiers of installation support, from DIY guidance for tech-confident merchants to full on-site configuration for complex setups with multiple devices.
The training doesn’t stop after installation either. We provide online guides, video tutorials, and as many follow-up sessions as you need to feel confident with your system. If your staff turnover means you need refresher training six months later, just call us.
Pricing That Makes Sense
Let’s talk numbers because that’s what matters to your bottom line. Personal debit cards process at 0.35%, business debit at 1.25%, personal credit at 0.60%, and business credit at 1.80%. For online transactions, personal cards are 1.3% plus £0.20, and commercial cards are 2.9% plus £0.20.
Terminal rental starts at £12.50 monthly for the S1 Mini 2, with 12 or 18-month terms available. Multi-terminal businesses benefit from tiered pricing, with rates decreasing as you add more devices. The minimum monthly service fee of £15 protects you from disproportionate costs during slower periods.
When you compare our rates to other card machine providers, you’ll see why we’re trusted as one of the most affordable card machines UK suppliers for small and medium businesses.
View our complete pricing guide for detailed information on all terminal options and service packages.
Making the Switch
Switching payment providers often feels daunting, but we’ve streamlined the process to minimize disruption. Most merchants are up and running within a week of signing up. We handle the paperwork, coordinate the equipment delivery, and schedule installation at times that suit your operating hours.
For businesses with existing terminals still under contract elsewhere, we’ll walk you through the termination process and, in many cases, help offset any early exit fees through our competitive rates saving you money from day one.
The Road Ahead
We’re not just launching in the UK; we’re committing to British businesses for the long term. As we grow, so will our product range and support infrastructure. We’re already planning additional depots across England, Scotland, and Wales to ensure even faster equipment delivery and on-site support.
The technology will evolve too. We’re constantly evaluating new payment methods, from emerging payment technologiesto biometric authentication, always with an eye toward what actually helps merchants rather than just chasing trends.
Your Next Step
Every business deserves payment processing that works as hard as they do. Whether you’re opening your first location or running a multi-site operation, we have affordable card machines UK solutions designed around your specific needs and budget.
Give us a call on 023 8001 9998 or email getintouch@npi.uk to discuss how NPI can support your business growth. Our team will take the time to understand your operations, recommend appropriate solutions, and provide transparent pricing with no hidden surprises.
Request a quote or explore our product range to find the perfect payment solution for your business.
We’re not here to sell you the most expensive package or lock you into the longest contract. We’re here to help British businesses thrive with payment technology that simply works, backed by support you can actually reach.
Welcome to a better way of taking payments. Welcome to NPI.
Contact our UK team on 023 8001 9998 or email getintouch@npi.uk. Visit npi.uk to learn more about our products and get a personalized quote for your business.
